80% of Ghana’s Working Population Are Self-Employed – SSNIT

By thefourlens.com

Sunyani, October 18, 2023

Dr. John Ofori-Tenkorang, the Director General, Social Security and National Insurance Trust (SSNIT) says 80 cent of Ghana’s working population are in the Informal Sector.

He explained that out of 11.5million Ghana labour force, the country has a total working population of 9.9million people.

Dr. Ofori-Tenkorang made this known when speaking at a regional Self-Employment Enrollment Drive (SEED) forum on Tuesday in Sunyani.

SEED is a new retirement benefits plan introduced by SSNIT for informal sector workers as a backup plan for the old age.

The SSNIT/TUC regional SEED forum organized by the TUC to self employed workers in the Bono region was under the theme: “Sign up for SEED from SSNIT, 3y3 wo daakye, Fa no personal”.

In translation, the theme is telling self employed workers or people in the Informal Sector that the “SEED is for their future, therefore should take it personal”. 

The forum brought together about 160 people comprising youth Associations and self employed workers to inspire and motivate them to plan their retirement and sign up with SSNIT for pension benefits in future.

According to Dr. Ofori-Tenkorang, the Self-Employed workers are 6.7 million out of the 9.9million working population.

He said the self-employed workers are Ghana’s economic backbone, but worried only 600,000 out of the 6.7milloin are on pension scheme.

Dr. Ofori-Tenkorang said 3.1million out the 6.7 million are between 15 and 45 years.

In the formal sector, Dr. Ofori-Tenkorang said 60 per cent of the 3.2million formal sector working population are covered under the SSNIT Scheme, therefore encouraged the informal sector workers that “chose your tomorrow today, the choice is yours”.



Writer’s email: ttchrietoph1@gmail.com


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